All work
Fintech
Paays
A single API that lets auto dealers and lenders verify identity, income and AML risk in minutes instead of days.
The problem
Auto-financing verification was split across paper documents and disconnected vendor tools, slowing decisions and allowing fraud through gaps in the process.
The approach
Paays combines biometric identity checks, income verification, fraud signals and AML screening into one dealer flow and one evidence-backed lender decision.
- Biometric identity verification
- Income and employment checks
- Real-time fraud scoring
- AML and sanctions screening
Verify once, decide everywhere.
Outcome
Dealers and lenders can share one verified transaction instead of interpreting four separate reports.
Built with
- React
- TypeScript
- Node.js
- Biometrics
- OCR
- REST API